What’s the Penalty for Driving Without Insurance in Your State?
You will be personally liable for medical expenses and property damages in case of an accident if you do not have an auto insurance policy. Every driver in all the states of the USA is required to purchase an auto insurance policy. You can drive without an auto insurance policy in New Hampshire state only. The injured party can sue you in court for the damages and injuries caused by you. It is against the state law if you are caught driving without auto insurance in any state of the USA except New Hampshire. In Virginia, you can drive without auto insurance but you need to pay $500 for the privilege of driving uninsured.
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What happens if you are caught driving without auto insurance?
Penalties for driving without auto insurance depend upon the state where you live. Penalties for driving without auto insurance include:
- Fine
- Jail time
- Points on your license
- Suspension or cancellation of license
- Suspension of registration or plates
- Having your vehicle impounded
- Reinstatement fees and court fees
- You may be required to file an SR-22 with the state. It is a document that proves that you have auto insurance. Your auto insurance policy will be expensive if you are required to file an SR-22.
It is the biggest mistake when you assume that all the companies are the same and provide the same services. You should compare the services offered by different car insurance companies before purchasing the car insurance policy.
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