What’s The Difference between DUI and DWI?

The terms driving under the influence (DUI) and driving while intoxicated (DWI) may be used interchangeably in some states, while DUI and DWI offenses are defined and punished differently in others. If you’re not aware of your state’s DUI vs. DWI rules, it’s a smart idea to test to see if your state makes a difference between the two. for example, in Texas, a DUI drives with a blood alcohol level above zero but below the federal limit, and a more serious DWI drives with a blood alcohol content above the 0.08% maximum limit.in this article, MyMoneyMyQuotes team will give you the answers to your questions which are related to the DUI and DWI and also show it is happening.

What has happened when you are getting DUI or DWI?

Police will just pull you over if they have probable grounds to believe you might be driving under the influence, as though you were breaking a road law or driving aggressively somewhere. When they pull you over, they will test if you are intoxicated . You could be asked to take what is considered a sobriety check in the field to prove you are not affected. These may be basic things, such as standing on one leg while counting, or going in a straight line and then turning around. An officer can also ask a potentially disabled driver to focus their eyes on a light or other object.

You may also be asked to take a breathalyser test, also called a “breath test,” that uses a breath sample to determine your blood alcohol content (BAC). Based on the jurisdiction, failing to take a field sobriety check or a Breathalyser can result in further punishments, such as fines or potential revocation of the license.

What will happen if you are arrested under the DUI or DWI?

When the roadside testing or the Breathalyser shows that you are drunk (in most jurisdictions, the maximum limit is a BAC of 0.08 per cent), it is possible that your vehicle will be searched, the arresting officer will take you into custody and you will be arrested and your vehicle confiscated. If you’ve been arrested on the spot, you’ll typically be charged at a police jail that normally includes fingerprinting and photographing. Drivers can also be asked to take a blood or urine test because, again, there are fines for failure in some jurisdictions. You will likely be asked questions, so you have the right, as in any detention, not to comment or speak to a lawyer.

Drivers are also released after booking. Your arraignment will be the next step in the process, where you make a plea of guilty or not guilty. Before your arraignment, it is probably a good idea to get an attorney. You could be given a plea bargain, based on the case (an attorney may give you advice on whether to take it or not). You move on to sentencing if you plead guilty. When you plead not guilty, you will go through the trial where a judge or jury can hear testimony and determine whether or not you are guilty. When you are found guilty, you will still be convicted if a magistrate, or occasionally a jury, hands out the fine you pay as a result of your DUI conviction.

How can DUI or DWI affect your car insurance?

A DUI is a serious crime, and getting a DUI charge on your record will affect your insurance payments nearly certainly. For an insurance policy, premiums are determined depending on how dangerous a driver the insurer believes you are, with a DUI conviction consisting of some serious warning bells. The more expensive they think you are going to insure, the more you are going to have to pay in your regular premiums.

When you have a DUI record, your insurer is expected to dramatically increase your premiums, or may not extend your coverage. In this scenario, you will have to search at insurers that provide high-risk drivers coverage packages. Not all insurance companies will insure someone with a DUI or DWI conviction and those who are willing to pay probably higher premiums and may not be offering the same range of coverage you would find with standard car insurance.

Here, at MyMoneyMyQuotes.com, you get insurance quotes for free. In this way, it is very easy to compare insurance quotes from other sources , to find the cheapest and best insurance deal.

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