Cheap car insurance in Montana
It is mandatory to get car insurance in Montana for drivers to drive legally in the state. Different companies in Montana provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Montana:
| Name of the Company | Average annual car insurance premiums |
| Safeco | $858 |
| USAA | $1110 |
| National Farmers Union P&C | $1150 |
| State Farm | $1155 |
| MetLife | $1168 |
| Allied | $1367 |
| Progressive | $2012 |
| Farmers | $2087 |
| GEICO | $2125 |
| Allstate | $2557 |
| Metropolitan | $4930 |
Cheap car insurance in Montana for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Montana with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Montana provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Montana by maintaining a good driving record. Most auto insurance companies in Montana provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $345 on car insurance premiums in Montana.
- Drivers may save $575 on car insurance premiums if they have an accident-free record in Montana.
- By maintaining a good credit history you may save $1657 on car insurance premiums in Montana.
Cheap car insurance for inexperienced drivers in Montana
Most auto insurance providers may charge high auto insurance premiums in Montana from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Montana vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Montana.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $4255 | $7252 |
| 17 | $4060 | $4146 |
| 18 | $3952 | $5660 |
| 19 | $3952 | $3295 |
Affordable auto insurance in Montana for high-risk drivers
Car insurance companies in Montana charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Montana can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Montana may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2196 |
| DUI | $2310 |
| Speeding Violation | $1965 |
| Bad Credit | $3278 |
Best car insurance companies in Montana
Car insurance prices in Montana may vary from company to company. Some companies in Montana charge lower car insurance premiums than others. To get the best auto insurance policy in Montana you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Montana by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Montana:
- Allied
- Allstate
- Cal Casualty
- Farmers
- GEICO
- MetLife
- National Farmers Union
- Progressive
- Safeco
- State Farm
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Montana?
The average annual cost to get the minimum required coverage in Montana may be around $455. The minimum required coverage for drivers in Montana to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $10000 |
The state minimum auto insurance requirements in Montana
The state minimum auto insurance coverage requirement in Montana is liability coverage.
- $25000 bodily injury coverage per person is required in Montana.
- $50000 bodily injury coverage per accident is required in Montana.
- $10000 property damage coverage per accident is required in Montana.
Other types of optional coverages in Montana are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical Payments
- Uninsured/Underinsured Motorist Bodily Injury
- Additional Liability
Fine for driving without car insurance in Montana
If anyone caught driving without a car insurance policy in Montana then police may charge a fine.
Car insurance prices by cities in Montana
Car insurance premiums in Montana may vary from city to city. In some cities of Montana, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Columbia Falls | $1557 |
| Evergreen | $1588 |
| Whitefish | $1580 |
| Havre | $1555 |
| Miles City | $1532 |
| Polson | $1528 |
| Lewistown | $1527 |
| Glendive | $1526 |
| Sidney | $1523 |
| Livingston | $1485 |
| Billings | $1476 |
| Great Falls | $1440 |
| Belgrade | $1437 |
| Hamilton | $1432 |
| Bozeman | $1428 |
| Laurel | $1422 |
| Missoula | $1395 |
| Helena | $1365 |
If you are looking for a car insurance deal in Montana, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
This blog is republished from https://blog.mymoneymyquotes.com/cheap-car-insurance-in-montana/
No comments:
Post a Comment